The safe, fast and convenient way to move money.
Aani is a seamless digital payment solution designed to make transactions faster, easier and more secure. With Aani, you can send, receive, and request money instantly using just a mobile number—no need for IBANs or complicated details.
Experience the future of instant payment solutions with Aani, a secure and convenient digital wallet in the UAE designed for seamless transactions.
Enjoy seamless payments anytime, anywhere.
Instant Payments
Send money 24/7, 365 days a year.
Safe Money Transfers
Powered by the Central Bank of the UAE.
Completely Free
Absolutely no charges for transfers!

Key Features
- Real-time transfers using mobile numbers and email addresses
- 24/7 availability for seamless payments anytime, day or night
- No fees on transactions with no hidden charges
Benefit from:
- Secure transactions backed by Al Etihad Payments and the UAE Central Bank
- A user-friendly interface for easy navigation and quick payments
- Bill splitting to share expenses effortlessly with friends or family
- QR code payments for fast and contactless transactions
- A request money feature to send payment requests instantly
Latest Offers and Promotions

Experience Dubai’s No. 1 Luxury Yachting!
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Get up to 15% off at Enfield Royal Clinic
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Enjoy 50% discount at Prima Vita Clinic
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Employee Banking Program
By partnering with us, your employees will have access to a range of unique benefits.

Enjoy up to 20% off at Xpressions Style
Enjoy up to 20% off at Xpressions Style with your NBF Cards


Exclusive Cashback with NBF Visa Credit Cards!
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Relevant Links
How to Register for Aani
Enjoy seamless instant payments with Aani by following these simple steps to register through NBF Direct Online Banking and the Aani App.
Step 1: Register via NBF Direct Online Banking
- Log in to NBF Direct Online Banking.
- Go to Service Requests > New Service Request > Aani Register.
- Select the account you want to link to Aani.
- Accept the Terms & Conditions, then click Review & Submit.
- Review and confirm your registration request.
Step 2: Activate Aani on the Mobile App
- Download the Aani App from the App Store (iOS) or Play Store (Android).
- Enter your mobile number and verify it using the SMS code sent to you.
- Select National Bank of Fujairah as your account provider.
- You will be redirected to the NBF Direct App for authorisation.
- (If not properly redirected, ensure you have the latest version of the NBF Direct App.)
- Confirm the authorisation request—Congratulations, you’re now registered for Aani!
Step 3: Start Using Aani
- Access the full range of Aani features to make your payments faster and easier:
- Pay with QR Code – Scan and pay instantly.
- Send Money – Transfer funds securely using a mobile number.
- Request Money – Ask contacts to send you money with one tap.
- Split Bill – Share expenses effortlessly with family and friends.
Start experiencing instant, secure, and cashless payments with Aani today!”
Video Tutorial
Discover the NBF Aani experience! Watch our how-to video for step-by-step guidance and tips.
Disclaimers
- Aani adheres to the highest security standards and is licensed by the Central Bank of the UAE.
- Always verify the sender’s request to pay before accepting it.
- Aani will be progressively rolled out by banks and licensed financial institutions to their customers.