Overdraft
Get instant access to extra funds with NBF Overdraft, a flexible loan in the UAE that helps you manage unexpected expenses with ease.
For lending in Dubai or UAE, our overdraft facility offers instant cash access, competitive rates, and convenient repayment options through a trusted loans bank.

Key Features
- Instant access to extra funds whenever you need them
- Repay only the amount you use with interest charged on the utilised sum
- Competitive interest rates for affordable borrowing
Benefit from:
- A quick and easy application process with minimal documentation
- An easy way to manage short-term financial needs and unexpected expenses
- Direct access to your overdraft directly through your NBF account
- NBF’s trusted banking support and financial expertise in the UAE
Relevant Links
Eligibility
- Minimum age of 21 years for applicants
- Salaried UAE nationals and expatriates with at least six months of employment or self-employed individuals with a minimum of 12 months of business ownership
- Minimum salary of AED 5,000 for salaried individuals with salary transfer required, or minimum monthly income of AED 20,000 for self-employed applicants
Required Documents
- Completed application form
- Valid passport with residence visa (for expatriates)
- Valid Emirates ID
Terms & Conditions
Read the full Terms and Conditions for more details on this product.