NBF Rewards

With a wider range of options, you can now use your NBF Rewards points for shopping, dining out, or booking your next holiday. Enjoy the exibility of using your Rewards the way you like!

Enjoy Flexible
Redemption Options

Earn points effortlessly on banking activities and redeem them instantly for exciting rewards with the NBF Rewards App. Join our Loyalty Program and unlock rewards today.

Unlock Exclusive Rewards with NBF Rewards

Earn Points on Every Purchase

Instant Cashback to Your Account

Bonus Points on Essential Spending

Choose - Enjoy Flexible Redemption Options

Shop More

Enjoy a world of shopping benefits with NBF Rewards, where you can redeem points for digital gift cards, premium...

Travel More

Exchange your NBF Rewards for Etihad Guest Miles and enjoy exclusive travel benefits, flight upgrades, holiday...

Cashback

Redeem your NBF Rewards for instant cashback and enjoy direct statement credit, processed in real-time, giving you immediate...

Explore our Rewards

How to Convert Your Rewards?

To convert your NBF Rewards points, log in to the NBF Direct mobile app or online banking platform. Navigate to the Rewards section, select your desired redemption option—such as gift cards, Etihad Guest Miles, or cashback—and follow the on-screen instructions to complete the process. Redemptions are processed instantly, allowing you to enjoy your rewards without delay.

How to Convert Your Rewards?


Earn Points, Unlock Rewards

Earn Rewards on all Your Spending

Value: 1 NBF Reward Point = AED 0.0035

Redeem: Instant rewards.
 
Explore exciting categories!
 

Credit Cards

Every time you use your NBF Credit Card, you are on your way to earning free and exciting rewards!

NBF Classic Credit Card

  • Earn a maximum of up to 999,999 NBF Rewards points per month on credit card spend
SpendsNBF Classic Credit Card 
AED Currency1 NBF Rewards point for every AED 1 spend in the UAE
Non-AED Currency 1 NBF Rewards points for every AED 1 spend internationally

*Special Category: 0.5 NBF Rewards points for every AED 1 spend.

NBF Platinum Exclusive Credit Card

  • Earn a maximum of up to 999,999 NBF Rewards points per month on credit card spending
SpendsNBF Platinum Exclusive Credit Card 
AED Currency2.5 NBF Rewards points for every AED 1 spend in the UAE
Non-AED Currency 3.5 NBF Rewards points for every AED 1 spend internationally

*Special Category: 1 NBF Rewards points for every AED 1 spend.



NBF Infinite Credit Card

  • Earn a maximum of up to 999,999 NBF Rewards points per month on credit card spending
SpendsNBF Al Samy Customers holding an Infinite Credit Card 
AED Currency4 NBF Rewards points for every AED 1 spend in the UAE
Non-AED Currency 6 NBF Rewards points for every AED 1 spend internationally

*Special Category: 1 NBF Rewards points for every AED 1 spend. 

SpendsNBF Priority Customers holding an Infinite Credit Card
AED Currency3.5 NBF Rewards points for every AED 1 spend in the UAE
Non-AED Currency 5 NBF Rewards points for every AED 1 spend internationally

*Special Category: 1 NBF Rewards points for every AED 1 spend. 

*Special Category Purchases: Purchases made at supermarkets, telecom service providers, fuel stations, educational institutions, government services, charities, transportation services, rental companies, insurance providers, and fast-food outlets fall under these special categories. For more details, please refer to the Merchant Categorisation Sheet.

Please note that the merchant chooses the category when they register with the acquirer. If there are mistakes in categorisation, it is due to errors made by the merchant, and you cannot dispute it with the bank. 

Important Notice: The NBF Rewards Program officially starts on February 11, 2025. Transactions made from February 11, 2025, at 00:00 hours onward will be eligible to earn points. Please note that transactions through NBF Direct app or online banking will not earn reward points.

  • Accounts – COMING SOON
  • Earn more rewards when banking online – COMING SOON

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