AlTareq Open Finance
Your Financial Data. Your Choice. Your Control.
Introducing AlTareq
AlTareq is the UAE’s official Open Finance framework, designed to create a more connected, secure and customer-focused financial experience.
Through AlTareq, individuals and businesses can securely share their financial information and access financial services with authorised providers, while remaining in control of their data.
At NBF, we believe innovation should never come at the expense of trust. That’s why AlTareq is designed to make it easier to access and manage financial services while ensuring you remain in control of your information at all times.
Why Use AlTareq?
More choice
Access a growing range of financial products and services from authorised providers through a secure and trusted network.
Stay up to date
View up-to-date information and manage your finances more easily.
Personalised experiences
Access services and solutions tailored to your financial needs and preferences.
You are always in control
Your information is only shared with your consent. You decide who can access your information and for how long.
Safe and secure
AlTareq operates within a framework regulated by the Central Bank of the UAE and uses secure authentication and encryption standards to help protect your information.
Greater convenience
Connect your financial information seamlessly, reducing the need to repeatedly provide account information or documentation.
How AlTareq Works
Step 1: Choose an Authorised Provider
Select a participating financial institution or authorised provider offering services through AlTareq.
Step 2: Select NBF
Choose National Bank of Fujairah as your financial institution when prompted.
Step 3: Review the Request
You’ll be able to clearly see what information or service access is being requested.
Step 4: Provide Your Consent
Approve the request through a secure verification step.
Step 5: Manage Your Permissions
You can review and manage your permissions in accordance with applicable requirements.
Your Security Comes First
At NBF, protecting customer information is a priority.
Your information will only be shared when:
โ You provide explicit consent
โ The provider is licensed and authorised
โ Security and verification requirements are met
โ The request complies with the UAE Open Finance framework
Your online banking username, password and security credentials are never shared with third-party providers.
Need Help?
If you have questions about your NBF accounts or Open Finance services, please contact NBF Call Centre at 600 565551.
For support relating to services provided by a third-party provider, please contact the provider directly.
have a question?
Explore our FAQs
What is AlTareq?
What is Open Finance?
Why should I use AlTareq?
Will NBF share my information without my permission?
No. Your information will only be shared when you provide explicit consent for a specific purpose.
Who can access my information?
Only licensed and authorised providers participating in the UAE Open Finance framework can request access to your information, and only after you provide consent.
Can I choose what information is shared?
Yes. Before granting access, you will be able to review the request and understand the information being requested.
Can I stop sharing my information?
Yes. You can manage or withdraw your consent in accordance with applicable requirements and service terms.
Does AlTareq have access to my online banking username and password?
No. Your online banking credentials are never shared with third-party providers.
How do I know which providers are authorised?
Only licensed and authorised participants can operate within the UAE’s Open Finance framework.
Can NBF or third parties sell my information?
No. Your information is only accessed and used for the specific purpose you have approved under the Open Finance framework.
Is there a fee for using AlTareq?
Any fees associated with a specific service will be communicated by the participating provider before you proceed.
Can businesses use AlTareq?
Yes. AlTareq can be used by both individual and business customers through participating financial institutions and authorised providers.