NBF Ertiqa
Exclusive banking package for UAE Nationals, with access to preferential rates, and personalized financial solutions crafted to support your goals. Unlock the potential of your ambitions today!
Elevate your banking with NBF Ertiqa. Enjoy exclusive benefits, priority services, and access to competitive bank loans and personal loan interest rates in UAE


Key Features
- Personal Loan at competitive interest rates with 4 months repayment holiday
- No processing fee on Personal Loan buyouts and discounts for other cases.
- Start investing from $1000—flexible lump sum or periodic, pause anytime.
- Free supplementary cards for your family*
- Free cash withdrawals from over 6,000 ATMs across the UAE
- Exclusive airport lounge access*
- Enjoy a Buy 1 Get 1 FREE tickets at VOX Cinemas and Reel Cinemas**
- Anywhere access to your account with NBF Direct and mobile banking app
Offers and Promotions

Earn Higher Returns on Your Savings with NBF Max Saver
Open a new Max Saver account (AED only) via the NBF Mobile Banking App and maintain a minimum average balance of AED 100,000 to qualify for bonus interest rates for up to 3 months!

Get Guaranteed Cashback with NBF Visa Credit Cards
Are you ready to enhance your spending power? Apply for an NBF...

Cashback on Fuel Purchases
Get up to 5% cashback on fuel spends with your NBF Visa Credit Cards

Earn Higher Returns on Your Savings with NBF Max Saver
Open a new Max Saver account (AED only) via the NBF Mobile Banking App and maintain a minimum average balance of AED 100,000 to qualify for bonus interest rates for up to 3 months!

Get Guaranteed Cashback with NBF Visa Credit Cards
Are you ready to enhance your spending power? Apply for an NBF...

Cashback on Fuel Purchases
Get up to 5% cashback on fuel spends with your NBF Visa Credit Cards

CASA Joining Bonus 35,000
Get up to AED 35,000 when you open an NBF Current, Savings, Max Saver Account or Twin Benefit Account
Relevant Links
Eligibility
- Available for UAE Nationals only
Required Documents
- Completed application form
- Valid passport
- Valid Emirates ID
Terms & Conditions
You are eligible for NBF Ertiqa banking package if you are a UAE National.
Rate is applicable on Personal Loan including top ups. Rate discount is only applicable to salary transfer customers. Offer is not applicable to rescheduled loan.
*Depending on banking relationship or card type.Â
**Spend AED 2,000 or more each month on your NBF Credit Card to receive up to 4 free movie tickets monthly.
Rate is applicable on Personal Loan including top ups. Rate discount is only applicable to salary transfer customers. Offer is not applicable to rescheduled loan.
*Depending on banking relationship or card type.Â
**Spend AED 2,000 or more each month on your NBF Credit Card to receive up to 4 free movie tickets monthly.
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Read the full Terms and Conditions for more details on this product.
Schedule of Charges
Download SOC from here.