NBF Ertiqa
Exclusive banking package for UAE Nationals, with access to preferential rates, and personalized financial solutions crafted to support your goals. Unlock the potential of your ambitions today!
Elevate your banking with NBF Ertiqa. Enjoy exclusive benefits, priority services, and access to competitive bank loans and personal loan interest rates in UAE
Minimum Monthly Salary
For residents employed in UAE.
Fees for E-statement
Within the statement cycle.
Fees for Cheques
For AED accounts only.


Key Features
- Personal Loan at competitive interest rates with 4 months repayment holiday
- No processing fee on Personal Loan buyouts and discounts for other cases.
- Start investing from $1000—flexible lump sum or periodic, pause anytime.
- Free supplementary cards for your family*
- Free cash withdrawals from over 6,000 ATMs across the UAE
- Exclusive airport lounge access*
- Enjoy a Buy 1 Get 1 FREE tickets at VOX Cinemas and Reel Cinemas***
- Anywhere access to your account with NBF Direct and mobile banking app
Offers and Promotions

Experience Dubai’s No. 1 Luxury Yachting!
Enjoy an exclusive discount at Dubai Yachts with your NBF Card!

Get up to 15% off at Enfield Royal Clinic
Get up to 15% off at Enfield Royal Clinic with your NBF Card

Enjoy 50% discount at Prima Vita Clinic
Enjoy 50% discount at Prima Vita Clinic with Your NBF Card

Employee Banking Program
By partnering with us, your employees will have access to a range of unique benefits.

Enjoy up to 20% off at Xpressions Style
Enjoy up to 20% off at Xpressions Style with your NBF Cards


Exclusive Cashback with NBF Visa Credit Cards!
Are you ready to enhance your spending power? Apply for an NBF...
Relevant Links
Eligibility
- Available for UAE Nationals only
Required Documents
- Completed application form
- Valid passport
- Valid Emirates ID
Terms & Conditions
You are eligible for NBF Ertiqa banking package if you are a UAE National.
Rate is applicable on Personal Loan including top ups. Rate discount is only applicable to salary transfer customers. Offer is not applicable to rescheduled loan.
*Depending on banking relationship or card type.Â
**Discount is applied on personal loan processing fees and zero processing fee on loan buy out.Â
***Spend AED 2,000 or more each month on your NBF Credit Card to receive up to 4 free movie tickets monthly.
Rate is applicable on Personal Loan including top ups. Rate discount is only applicable to salary transfer customers. Offer is not applicable to rescheduled loan.
*Depending on banking relationship or card type.Â
**Discount is applied on personal loan processing fees and zero processing fee on loan buy out.Â
***Spend AED 2,000 or more each month on your NBF Credit Card to receive up to 4 free movie tickets monthly.
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Read the full Terms and Conditions for more details on this product.
Schedule of Charges
Download SOC from here.