NBF Ertiqa
Exclusive banking package for UAE Nationals, with access to preferential rates, and personalized financial solutions crafted to support your goals. Unlock the potential of your ambitions today!
Elevate your banking with NBF Ertiqa. Enjoy exclusive benefits, priority services, and access to competitive bank loans and personal loan interest rates in UAE


Key Features
- Personal Loan at competitive interest rates with 4 months repayment holiday
- No processing fee on Personal Loan buyouts and discounts for other cases.
- Start investing from $1000—flexible lump sum or periodic, pause anytime.
- Free supplementary cards for your family*
- Free cash withdrawals from over 6,000 ATMs across the UAE
- Exclusive airport lounge access*
- Enjoy a Buy 1 Get 1 FREE tickets at VOX Cinemas and Reel Cinemas**
- Anywhere access to your account with NBF Direct and mobile banking app
Offers and Promotions

Your New NBF Visa Card Comes with a Guaranteed Reward
Your New NBF Visa Card Comes with a Guaranteed Reward



Get the iPhone 16 Pro Max When You Open an NBF AlSamy Account
Get the iPhone 16 Pro Max When You Open an NBF AlSamy Account
Relevant Links
Eligibility
- Available for UAE Nationals only
Required Documents
- Completed application form
- Valid passport
- Valid Emirates ID
Terms & Conditions
You are eligible for NBF Ertiqa banking package if you are a UAE National.
Rate is applicable on Personal Loan including top ups. Rate discount is only applicable to salary transfer customers. Offer is not applicable to rescheduled loan.
*Depending on banking relationship or card type.Â
**Spend AED 2,000 or more each month on your NBF Credit Card to receive up to 4 free movie tickets monthly.
Rate is applicable on Personal Loan including top ups. Rate discount is only applicable to salary transfer customers. Offer is not applicable to rescheduled loan.
*Depending on banking relationship or card type.Â
**Spend AED 2,000 or more each month on your NBF Credit Card to receive up to 4 free movie tickets monthly.
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Read the full Terms and Conditions for more details on this product.
Schedule of Charges
Download SOC from here.