Earn

Earn Points, Unlock Rewards

• Get rewarded for your everyday banking with NBF
  
  Value: 1 AED = 285 NBF Rewards Points.
  Redeem: Instant rewards can be found here.
  Explore exciting categories!
  
  How It Works
  You can earn valuable rewards for your everyday credit card spending and by maintaining your account balances. Additionally, get rewarded for signing up for NBF Direct online banking and the mobile banking app, as well as for initiating online transactions.
  
  
• Credit Cards

  Every time you use your NBF Credit Card, you are on your way to earning free and exciting rewards!

  NBF Classic Credit Card

  • 1 NBF Rewards point for every AED 1 spend in the UAE (local currency) and internationally (non-AED currency)
  • Earn a maximum of up to 999,999 NBF Rewards points per month on credit card spend

  NBF Platinum Exclusive Credit Card

  • 2.5 NBF Rewards points for every AED 1 spend in the UAE (local currency)
  • 3.5 NBF Rewards points for every AED 1 spend internationally (non-AED currency)
  • Earn a maximum of up to 999,999 NBF Rewards points per month on credit card spending

  NBF Infinite Credit Card

  • Earn a maximum of up to 999,999 NBF Rewards points per month on credit card spending

  Spends	NBF Al Samy Customers holding an Infinite Credit Card	NBF Priority Customers holding an Infinite Credit Card
  AED Currency	4 NBF Rewards points for every AED 1 spend in the UAE	3.5 NBF Rewards points for every AED 1 spend in the UAE
  Non-AED Currency	6 NBF Rewards points for every AED 1 spend internationally	5 NBF Rewards points for every AED 1 spend internationally

  Important Update: Starting 11 February 2025, you will earn rewards points for every AED spent in selected categories. With the NBF Classic Credit Card, you will earn 0.5 reward points for every AED 1 spent on purchases made at supermarkets, telecom services, fuel stations, educational institutions, government services, charities, transportation, rentals, insurance, and fast food. For the NBF Platinum Exclusive and Infinite Credit Cards, you will earn 1 reward point for every AED 1 spent in the same categories.

• Accounts

  Get rewarded with up to 125 NBF Rewards points for every AED 1,000 deposit. Your rewards increase with your balance, allowing you to earn up to 999,999 points each month.

  Balance	Current Account	Savings Account (does not include NBF Max Saver)
  AED 5,000 to AED 499,999	75	35
  AED 500,000 to AED 999,999	100	50
  >AED 1,000,000	125	65

  NBF Rewards points are earned based on a monthly average account balance of AED 1,000.

  Important Note:

  • All customers who are onboarded from 1 December 2024, onwards will be considered as new-to-bank customers and will be eligible for the aforementioned NBF rewards on their current and savings accounts.
  • Customers who were onboarded on or before 30 November 2024, will be considered existing bank customers. The average balance maintained during the month of November will serve as the baseline. Existing bank customers will earn NBF reward points based on the incremental average balance. For example, if the average balance of a current account was AED 100,000, the customer will receive reward points based on any average balance that exceeds AED 100,000.

• Earn more rewards when banking online

  Use NBF Direct to transact and earn rewards more quickly - it's that simple!

  • Receive 2,000 rewards points for registering for the NBF Direct mobile banking app or NBF Direct online banking for the first time.
  • Earn 10 rewards points for every international remittance, with a maximum of 3,000 NBF Rewards points per month.
  • Get 10 rewards points for each bill payment, credited after the payment is successfully completed.
    You can earn up to 2,500 NBF Rewards points per month from bill payments.

  Start earning rewards today! Join NBF Rewards and turn your everyday banking into exciting benefits.