Back to Cards

Infinite Credit Card

Introducing our most prestigious credit card for our most discerning customers.

National Bank of Fujairah is pleased to present you with the new NBF Visa Infinite Credit Card that gives you the ultimate in spending power, convenience, personal privileges and unparalleled service.

Experience the finer things in life, including round-the-clock concierge service, airport lounge access, as well as incredible deals on hospitality, fine dining and leisure. With the NBF Visa Infinite Credit Card, you also enjoy up to 3% cash back on all retail purchases. 

Product Features

  • Cashback rewards

    For every dirham you spend on your NBF Visa Infinite Credit Card, you earn up to 3% cash back. Cashback can be redeemed by simply calling 8008NBF(623).

    • Any retail transaction that you do on your NBF credit card is eligible for cashback
    • Earn unlimited cashback
    • No minimum spend required

    SPENDING RANGE (AED)

    CASHBACK REWARD
    (Domestic)

    CASHBACK REWARD
    (International)

    0 to 9,999

    1%

    2%

    10,000 to 19,999

    1.5%

    2.5%

    Above 20,000

    2%

    3%

     

  • 60% cash back on VOX cinema tickets

    Catch all the latest blockbusters at VOX standard, Gold, Max, Plus, 4DX, Theatre, IMAX and Kids cinemas for 60% less. Get a maximum of AED 150 cash back per month: that’s equivalent to more than six free tickets monthly, courtesy of NBF!

  • Harrods Rewards

    You are entitled to the Harrods Black Tier Rewards Card that gives you a wealth of special services and privileges.

  • Airport lounge access

    As an NBF Visa Infinite credit cardholder, you are eligible to receive unlimited airport lounge access for you and a guest through LoungeKey. There is no need to register prior to visiting the lounge; simply present your Visa Infinite card to the lounge staff to process your visit. 

    To view the lounges in the program, and to sign up for the mobile app, visit www.loungekey.com/visainfinitemena. There are over 650 lounges globally to choose from. 

  • 24/7 concierge

    Offering you a host of services all day, every day, the Visa Infinite Concierge makes the impossible, possible: tickets to a concert, a hundred roses at midnight, a reservation at a top-tier restaurant, travel arrangements and more. Nothing is too troublesome for us.

    • Toll-free: 800 0441 3487
    • International direct dialling: +971 4 361 1234

    Alternatively, you can send an email to concierge@visainfinite-mea.com

  • 0% instalment plan

    Convert your transactions into manageable monthly payments and enjoy interest rates as low as 0% and flexible repayment options starting from three months. 

  • Balance transfer facility

    Transfer your outstanding credit card balance from any card to NBF and enjoy special promotional interest rates and repayment period options from three to 24 months. 

  • EZ draft facility

    Get access to additional funds to meet unexpected expenses and get up to 70% of your credit limit transferred into your account. Flexible repayment options start from three months. 

  • Supplementary card

    Give your family members NBF supplementary credit cards and let them enjoy all the benefits of our exclusive rewards programme. You can have up to two credit cards issued to family members who are over 15 years of age.

  • Multi-trip travel insurance

    For further assistance, please call one of the following numbers: Toll-free: 800 0441 3487 or International Direct Dialling: +971 4 361 1234.

  • Visa PayWave security

    Enjoy enhanced security and the convenience of a ‘tap to pay’ feature to speed up payment on small purchases. 

  • Extended warranty

    For further assistance, please call one of the following numbers: Toll-free: 800 0441 3487 or International Direct Dialling: +971 4 361 1234.

  • Global customer assistance*

    If you ever lose your NBF Visa Infinite Credit Card no matter where you are in the world,  Visa’s Global Customer Assistance Services will help you 24 hours a day, 7 days a week.

    To contact Visa Global Customer Assistance, dial the following numbers: UAE: 8000-021 then 866-654-0112 or via collect to +1 303 967 1090 (call charges may apply). 

     

     

     

  • A world of endless possibilities

    Enjoy all these exclusive rewards plus a whole host of other exciting benefits like substantial leisure, hospitality and dining discounts when you explore the endless possibilities with your NBF Visa Infinite Credit Card.

  • Global acceptability

    Shop whenever and wherever you want with an NBF Visa Infinite Credit Card:

    • Withdraw instant cash at over 840,000 ATMs worldwide
    • Withdraw cash over the counter at any NBF branch
    • Worldwide card acceptance at over 28 million establishments
  • Cash advance facility

    You can withdraw up to 40% of your available credit limit at any ATM across the globe that accepts Visa. Cash can also be withdrawn over the counter at other banks worldwide.

  • Foreign transactions

    When you use your NBF credit card abroad, the transaction amount is converted from the transaction currency to US Dollars, based on the prevailing international exchange rate on that date. In order to assist our cardholders, all transactions are converted back to AED for payment.

  • Direct debit facility

    Enjoy the convenience and flexibility of making minimum or full payments as specified on your monthly statements via your NBF account.

  • Mobile banking/SMS alert services

    To make banking with NBF an even safer experience and to keep you up-to-date with your finances, you will receive free SMS alerts for:

    • All your NBF credit card transactions
    • Your payment due date reminders
    • Any payments made towards servicing your credit card
    • Any card statements issued

    *Fees apply for card blocking, card replacement and emergency cash withdrawal.

    ** Comprehensive travel insurance is provided automatically when you use your NBF Visa Infinite Credit Card to purchase your flight tickets and is applicable for the first 90 days of your trip.

Required Documents

You can apply for an NBF Infinite Credit Card if you are over 21 years of age, earning a salary and residing in any of the emirates within the UAE.

You will also need to be the holder of an NBF Current Account and have your salary transferred to NBF. Alternatively, you can have an NBF Fixed Deposit (terms and conditions apply).

Your application for an NBF Visa Infinite Credit Card needs to be accompanied by the following documents:

  • A copy of your valid passport
  • A copy of your valid residency visa (for expatriates)
  • A certified copy of your valid Emirates ID
  • Signed credit card application form (along with AECB etc.)
  • Repayment cheque for 120% of the approved credit limit 
  • A copy of your current dated salary certificate (less than 30 days old)

Rates and Charges

NBF Visa Infinite Credit Card

2.49% per month

Cash advance fee

4% of advanced amount or AED 50 (whichever is higher)

Foreign currency transaction fee

2.50%

Cash withdrawal limit

40% of card limit

Offers & Promotions

Frequently Asked Questions

How and where can I use my NBF Visa Infinite Credit Card?

You can use your NBF Visa Infinite Credit Card across the UAE as well as globally for any transactions at retail merchant outlets.

What annual fee do I have to pay as a credit cardholder?

Please refer to the Schedule of Charges for more details. 

What determines my credit card limit?

Credit limits vary on a case by case basis depending on various criteria such as your salary, card type requested etc.

Will my supplementary card have its own credit limit?

Credit card limits for any supplementary credit cards are shared with that of the primary card (i.e. they form part of the primary credit card limit).

What benefits do I enjoy as a supplementary cardholder?

A supplementary cardholder enjoys the same benefits as the primary cardholder.

Do I have to clear my entire outstanding balance at the end of each month?

The minimum amount you have to pay is AED 100 or 5% of the outstanding balance on your credit card, whichever is higher.

How do I make my monthly repayments?

Your monthly repayments to NBF can be via cash, cheque or through a debit order instruction from your NBF account whenever your monthly salary is received.

What is NBF’s Easy Payment Plan?

NBF's Easy Payment Plan is a system allowing you to pay off an item you have purchased in fixed amounts at specified intervals. In other words, it allows you to "buy now and pay later".

When you use your NBF credit card, you have the option of having the transaction converted into fixed instalments which you will repay for a certain number of months.

To find out more, please read our easy payment plan FAQs.

What is a balance transfer?

A balance transfer is a banking term used to describe the act of moving money from one bank account to another. This is commonly done when changing or removing accounts.

In terms of credit cards, it refers to the outstanding amount on one bank credit card which is transferred to another credit card.

Read our FAQs to find out more about the benefits of transferring your card balance to NBF.

 

What is EZ Draft?

With NBF's EZ Draft, the available limit on your credit card can be transferred to you by way of a cheque, draft or account transfer. You could also use it to make a payment to a retail merchant who doesn't accept payments by credit card (or charges additional fees for payments made by credit card).

To find out more about NBF's EZ draft facility, please read our FAQs.

image description