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Platinum Exclusive Credit Card

Platinum Exclusive Credit Card

You've arrived, and now it's time to live it up a little. With one of the most exclusive rewards programmes in the platinum card category, the NBF Platinum Exclusive Credit Card is the ideal companion and the best credit card for you on your way to the top.   

As the holder of an NBF platinum exclusive credit card, you are entitled to several credit card offers such as up to 2% cash back on all purchases you make with the card.

Product Features

  • 0% instalment plan

    Convert your transactions into manageable monthly payments and enjoy 0% interest rates on Easy Payment Plans

  • Balance transfer facility

    Transfer your outstanding credit card balance from any card to NBF and avail of special promotional interest rates and repayment period options from three to 24 months. 

  • EZ draft / Cash on Call facility

    Get access to additional funds for any unexpected expenses and get up to 70% of your credit limit transferred into your account and flexible repayment options starting from three months. 

  • Global acceptability

    Shop when and where you want with an NBF platinum exclusive credit card:

    • Withdraw instant cash at over 840,000 ATMs worldwide
    • Withdraw cash over the counter at any NBF branch
    • Worldwide card acceptance at over 20 million establishments
  • Cash advance facility

    You can withdraw up to 40% of your available credit limit at any ATM across the globe that accepts Visa. Cash can also be withdrawn over the counter at other banks worldwide.

  • Supplementary card

    Give your family members NBF supplementary credit cards and let them enjoy all the benefits of our exclusive rewards programme. You can have up to five credit cards issued to family members who are over 15 years of age.

  • Foreign transactions

    When you use your NBF credit card abroad, the transaction amount is converted from the transaction currency to US Dollars, based on the prevailing international exchange rate on that date. In order to assist our cardholders, all transactions are converted back to AED for payment.

  • Direct debit facility

    Enjoy the convenience and flexibility of making minimum or 100% payments as specified on your monthly statements via your NBF account.

  • Mobile banking/SMS alert services

    For your security and to keep you up to date with your finances, you will receive free SMS alerts for:

    • All your NBF credit card transactions
    • Your payment due date reminders
    • Any payments made towards servicing your credit card
    • Any card statements issued
  • Cashback programme

    For every dirham you spend, you earn up to 2% cashback. Cashback can be redeemed by simply calling 8008NBF(623).

    • Any retail transaction that you do on your NBF credit card is eligible for cashback
    • Earn unlimited cashback
    • No minimum spend required



    0 to 9,999




    Above 20,000


    Cashback earned will be valid for 24 months from the date they are accrued. Any accrued cashback should be redeemed before the card is cancelled. Unclaimed cashback will be forfeited after the card is cancelled.

  • Cashback on movie tickets

    Enjoy 60% cashback on movie tickets at VOX, Roxy and Reel cinemas. Get a maximum of AED 150 cashback per statement cycle. 

  • Other exclusive promotions

    Your NBF credit card entitles you to a whole host of discounts on dining, travel and entertainment options worldwide. Click here to find out more.

  • Chip & PIN and Visa payWave

    To enhance your safety, NBF’s credit cards are chip & PIN and Visa payWave enabled. Enjoy enhanced security and the convenience of a ‘tap to pay’ feature to speed up payment on transactions upto AED 300.


  • Other features
    • 24/7 customer support via our call centre 8008NBF(623)
    • Interest-free credit for up to 50 days
    • Flexible payment options with a minimum of 5% of the outstanding
    • balance paid by you every month
    • Low finance charges
    • Exciting monthly promotions

    Terms and conditions apply.

Required Documents

You can apply for an NBF Platinum Exclusive Credit Card if you are over 21 years of age, earning a salary and residing in any of the emirates within the UAE.

Your application for an NBF Platinum Exclusive Credit Card needs to be accompanied by the following documents:

  • A copy of your valid passport
  • A copy of your valid residency visa (for expatriates)
  • A certified copy of your valid Emirates ID
  • Signed credit card application form (along with AECB etc.)
  • Repayment cheque for 120% of the approved credit limit 
  • A copy of your current dated salary certificate (less than 30 days old)

Rates and Charges

Interest rate


2.99% per month

Cash advance fee

4% of advanced amount or AED 50 (whichever is higher)

Foreign currency transaction fee


Cash withdrawal limit

40% of card limit

Offers & Promotions

Frequently Asked Questions

How and where can I use my NBF credit card?

You can use your NBF credit card across the UAE as well as globally for any transactions at retail merchant outlets.

What annual fee do I have to pay as a credit cardholder?

Please refer to the Schedule of Charges for more details

What determines my credit card limit?

Credit limits vary on a case by case basis depending on various criteria such as your salary, card type requested etc.

Will my supplementary card have its own credit limit?

Credit card limits for any supplementary credit cards are shared with that of the primary card (i.e. they form part of the primary credit card limit).

What benefits do I enjoy as a supplementary cardholder?

A supplementary cardholder enjoys the same benefits as the primary cardholder.

Do I have to clear my entire outstanding balance at the end of each month?

The minimum amount you have to pay is AED 100 or 5% of the outstanding balance on your credit card, whichever is higher.

How do I make my monthly repayments?

Your monthly repayments to NBF can be via cash, cheque or through an debit order instruction from your NBF account whenever your monthly salary is received.

What is NBF’s Easy Payment Plan?

NBF's Easy Payment Plan is a system allowing you to pay off an item you have purchased in fixed amounts at specified intervals. In other words, it allows you to "buy now and pay later".

When you use your NBF credit card, you have the option of having the transaction converted into fixed instalments which you will repay for a certain number of months.

To find out more, please read our easy payment plan FAQs.

What is a balance transfer?

A balance transfer is a banking term used to describe the act of moving money from one bank account to another. This is commonly done when changing or removing accounts.

In terms of credit cards, it refers to the outstanding amount on one bank credit card which is transferred to another credit card.

Read our FAQs to find out more about the benefits of transferring your card balance to NBF.

What is EZ Draft / Cash on Call?

With NBF's EZ Draft / Cash on Call, the available limit on your credit card can be transferred to you by way of a cheque, draft or account transfer. You could also use it to make a payment to a retail merchant who doesn't accept payments by credit card (or charges additional fees for payments made by credit card).

To find out more about NBF's EZ draft / Cash on Call facility, please read our FAQs.

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