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Easy Payment Plans on NBF Visa Credit Cards

Easy Payment Plans
When you spend over AED 500 anywhere in the world, whether in-store or online, NBF Easy Payment Plans (EPP) allows you to make your purchases now and pay later. This option provides you with financial flexibility while helping to ease the pressure on your expenses.

Product Features:

  • Enjoy 0% interest rates or zero processing fees on eligible transactions made on NBF Visa Credit Cards.
  • Flexible repayments from 3, 6, or 12 months. Please click here to view the current offers.
  • For select partnerships, we are offering EPP for 3, 6 and 12 months with zero processing fees. 
  • Easily convert credit card transactions of AED 500 or above into convenient instalments via a simple SMS.
  • No enrolment or approval process required.

NBF Easy Payment Plans

Transaction Amount

3 months

6 months

12 months

AED 500 – AED 4,999

Processing Fee
AED 39

Processing Fee
AED 79

Processing Fee
AED 149

Interest Rate
0%

Interest Rate
0%

Interest Rate
0%

AED 5,000 and above* 

Processing Fee
0%

Processing Fee
0%

Processing Fee
0%

Interest Rate
0.33%

Interest Rate
0.33%

Interest Rate
0.33%

Special Offers on NBF Easy Payment Plans

Partner Name

Term

Processing
Fee

Interest
Rate

Minimum
Amount
(AED)

Valid from

Valid Until

Danube Homes

3

0%

0%

1000

07-Jan-22

31-Dec-24

6

0%

0%

1000

Upgrade your shopping experience with NBF Easy Payment Plans. Smarter and more convenient shopping is now within your reach.

Terms and conditions apply.

  • The processing fee, interest or profit rate will be calculated as a percentage of the total amount of eligible purchases. When you select a plan, the actual amount will be displayed.
  • A request can be converted to EPP within 30 days of the eligible purchase transaction date.
  • Transactions amounting from AED 500 to AED 100,000 are eligible.
  • In case the EMI amount for a transaction converted into EPP is unpaid. The EPP will be automatically cancelled, and the entire outstanding transaction amount will be billed to the card in the statement as a regular purchase that will attract finance charges.
  • There will be no refund of the processing fee in the event of cancellation.
  • In the event of an early settlement, an AED 50 foreclosure fee will be levied per EPP plan. If more than four plans are closed on the same day, a fee of AED 200 will be charged.
  • The NBF Easy Payment Plan is available to all Card Members who have valid NBF Visa Credit Cards issued in the United Arab Emirates and make point-of-sale or online purchases that exceed a minimum threshold set by NBF from time to time.
  • The EPP will be available to the Card Member only after the Card Member has been informed of the interest, fees, and other applicable charges and agrees to pay them in timely instalments.
  • Once the EPP scheme has been established for the Card Member, the monthly instalment will be billed as a transaction on the Credit Card and will appear on the Credit Card statement as part of the minimum payment due amount that the Card Member must pay on or before the payment due date (as specified in the Credit Card statement).
  • The NBF Easy Payment Plans is available on cards where the outstanding balance on the Credit Card is not past due and is not in excess of the limit assigned to such Credit Card, and the Card Member is consistent in making payments on the Credit Card's outstanding balance.
  • The EPP scheme provided to Card Members is subject to all applicable laws and regulations, as well as these terms and conditions, which may be amended from time to time and are available on NBF's website.

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