Back to Current Accounts

Classic Current Account

With the NBF Classic Current Account, you have access to many value-added services when you maintain a monthly average balance of just AED 2,500*. 

*A fall below fee of AED 25 applies if this balance is not maintained.

Product Features

  • Access to all major currencies
  • Standing instructions and remittance facilities
  • An overdraft facility by arrangement
  • You can also avail:
    • Free ATM withdrawal from any ATM in UAE
    • Cheque book facility
    • Free monthly account statement
    • Free international ATM/debit card
    • Access to your account through multiple channels


Required Documents

When you visit an NBF branch, you'll need to complete an account application form. You’ll also need to provide (where applicable):

  • A copy/copies of your passport(s), along with your original passport(s)
  • Valid residence visa (for non-UAE Nationals)
  • Emirates ID card
  • Salary certificate (in case of salary transfer accounts), OR:

- Appointment letter/copy of your contract
- Pay slip (less than three months old)
- Consolidated letter from HR (for bulk account applications)
- Most recent statement of the bank account to which your salary is being  transferred

  • Original trade license (if you are self-employed)

Rates & Charges

Interest rate

2.99% per month

Foreign currency transaction fee


Cash withdrawal limit

40% of card limit

Cash advance fee

4% of advanced amount or AED 50 (whichever is higher)

Frequently Asked Questions

Am I eligible for a zero balance account?

NBF works on relationship-based banking. In order to enjoy a zero balance account, you must have your salary transferred into your NBF account monthly. Alternatively, based on your existing relationship with NBF, you may be eligible for a zero balance current account.

Does this account generate interest?

No, the only NBF Personal Current Account that you can earn interest on is the Twin Benefit Account. 

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