Small and Medium Enterprises
NBF Connect: A Digital Platform for SMEs
Designed with SMEs, for SMEs, NBF Connect is a dynamic digital community where entrepreneurs can network, share expertise, and stay informed about market trends. This unique platform provides:
- Access to valuable market insights and industry updates
- Guidance on e-commerce and marketplace management
- Business and banking services that drive digital transformation
Join NBF Connect today and be part of an evolving SME community.
Click here to learn more or watch our video.
Comprehensive SME Banking Solutions
As an NBF SME client, you will gain access to a wide range of business bank accounts for small businesses and financing solutions, including:
- Working capital facilities to manage cash flow efficiently
- Collateral-free business term loans for seamless growth
- Long-term financing for office or warehouse construction
- Project financing to scale operations
- Parameterised lending for quick and flexible funding
Our experienced SME banking relationship managers are strategically located across the UAE, offering expert advice and personalised service. Additionally, our specialists in trade finance, cash management, and treasury provide dedicated support, allowing you to focus on expanding your business.
For market insights and industry updates, explore our SME In-Depth Industry Report.
Supporting Small and Medium Enterprises in Dubai and the UAE
At NBF, we have been at the forefront of SME banking in the UAE, offering dedicated support to small and medium enterprises for over a decade. As one of the first banks in the region to establish an SME-focused team, we understand the challenges and opportunities businesses face.
Whether you are launching a startup or managing a well-established company, our tailored financial services for SMEs will help your business grow and thrive in today’s competitive market. Our commitment to SMEs is unwavering, providing innovative banking solutions to support their success.
Empower your business with our SME banking in the UAE, designed to help small and medium enterprises grow with confidence. Get in touch with our team today to discover how NBF can support your business’s success.
Strategic Partnerships for SME Growth
To further support small and medium enterprises in Dubai and across the UAE, we have partnered with key institutions to provide risk mitigation and financing solutions:
Partnership with Etihad Credit Insurance
Through our collaboration with Etihad Credit Insurance (ECI), we help SMEs—especially those in high-risk sectors—protect their business and maintain stability with solutions like:
- Trade Credit Insurance (Conventional & Murabaha)
- Export & Project Financing
- Factoring & SME Financing
- LC Confirmation & Credit Guarantee Fund
Emirates Development Bank Credit Guarantee Fund Scheme
We have also joined forces with Emirates Development Bank (EDB) to offer credit guarantees, enabling SMEs to secure financing with competitive interest rates. Key benefits include:
- Loans up to AED 3.5M for existing SMEs and AED 1.7M for startups
- Up to 85% credit guarantee for partner banks
- Support for business expansion, working capital and operational costs
SME Business Bank Accounts & Financial Services
We offer a variety of business bank accounts for small businesses, tailored to meet your specific financial needs. Our account packages include:
Business Plus, Business Priority, Business Elite & Business Advantage
- Minimum balance range: AED 25K – AED 500K
- Access to trade finance solutions, bank guarantees and project financing
NBF Microenterprises Account
- Minimum balance: AED 10K – AED 100K
- Free local and international payments
- Free cheque books
- Up to 15 free teller transactions per month
Take advantage of financial services for SMEs with our customisable banking solutions, designed to support your growth and success.
