Spend & Win Up to AED 20,000 Cashback

With NBF Spend & Win, every eligible card transaction could win you cashback rewards. The more you spend, the more chances to win.

You can also earn additional entries by increasing and maintaining higher balances in your NBF Current or Savings Account during the campaign period.

How to Earn Entries

Credit Card Spend

• Earn 1 entry for every cumulative AED 1,000 spent on local transactions.
• Earn 2 entries for every cumulative AED 1,000 spent on international transactions.

Debit Card Spend

• Earn 1 entry for every qualifying debit card transaction of AED 2,000 or more.

Save More. Earn More Chances to Win

Eligible NBF Current and Savings Account customers can also earn additional entries into the final draw by increasing and maintaining higher account balances throughout the campaign period.

For every AED 50,000 increase in your average account balance compared to your balance on 31 August 2026, you will earn 1 additional entry, up to a maximum of 20 entries.

Example:
If your average balance increases by AED 500,000 during the campaign period, you’ll earn 10 entries into the final draw.  

Draw Dates & Prizes

Draw 1 | 15 October 2026

Based on qualifying transactions made between 1 September and 30 September 2026.

• 5 winners × AED 2,000 cashback
• 15 winners × AED 1,000 cashback
• 15 winners × AED 500 cashback  

Draw 2 | 19 November 2026

Based on qualifying transactions made between 1 October and 31 October 2026.

• 5 winners × AED 2,000 cashback
• 15 winners × AED 1,000 cashback
• 15 winners × AED 500 cashback  

Grand Draw | 17 December 2026

Based on qualifying transactions made between 1 November and 30 November 2026, plus eligible Current and Savings Account customers.

• 5 winners × AED 20,000 cashback
• 10 winners × AED 2,000 cashback
• 10 winners × AED 1,000 cashback
• 10 winners × AED 500 cashback  

Winners will be announced within seven days of each draw.

The more you spend and save, the more chances to win.

Terms and conditions apply.

Key Offer Details

• Open to eligible NBF Retail Credit Cardholders, Debit Cardholders and Current & Savings Account customers, including Conventional and Islamic customers.
• New and existing NBF customers can participate.
• Spend on both primary and supplementary credit cards counts towards qualifying spend.
• Current and Savings Account balances are calculated across all eligible accounts held by the same customer.  
• Cashback prizes will be credited within seven working days after each draw.

Important Conditions

• Only posted and settled transactions qualify.
• Pending, reversed, refunded, disputed or cancelled transactions will not be considered.
• Government transactions, cash withdrawals, cash advances, fees and charges are excluded.
• Current and Savings Account entries are calculated based on the increase in your average balance compared to your balance on 31 August 2026.
• Your account or card must remain active and in good standing at the time prizes are awarded.