{"id":19593,"date":"2025-01-30T09:56:44","date_gmt":"2025-01-30T05:56:44","guid":{"rendered":"https:\/\/nbf.ae\/%d8%a7%d8%ad%d8%b3%d8%a8-%d8%a3%d8%b3%d8%b9%d8%a7%d8%b1-%d8%a7%d9%84%d9%81%d8%a7%d8%a6%d8%af%d8%a9\/"},"modified":"2025-03-27T07:48:02","modified_gmt":"2025-03-27T07:48:02","slug":"%d8%a7%d8%ad%d8%b3%d8%a8-%d8%a3%d8%b3%d8%b9%d8%a7%d8%b1-%d8%a7%d9%84%d9%81%d8%a7%d8%a6%d8%af%d8%a9","status":"publish","type":"page","link":"https:\/\/nbf.ae\/ar\/%d8%a7%d8%ad%d8%b3%d8%a8-%d8%a3%d8%b3%d8%b9%d8%a7%d8%b1-%d8%a7%d9%84%d9%81%d8%a7%d8%a6%d8%af%d8%a9\/","title":{"rendered":"\u0627\u062d\u0633\u0628 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"19593\" class=\"elementor elementor-19593 elementor-6532\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac215c9 e-con-full e-flex e-con e-parent\" data-id=\"ac215c9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ce812b animated-fast elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"7ce812b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">\u0627\u062d\u0633\u0628 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-618e236 elementor-widget__width-initial animated-fast elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"618e236\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_mobile&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\u0627\u0641\u0647\u0645 \u062a\u0623\u062b\u064a\u0631 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0639\u0644\u0649 \u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0642\u0631\u0648\u0636 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062d\u0627\u0633\u0628\u0629 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629. \u0642\u0627\u0631\u0646 \u0628\u064a\u0646 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0628\u0633\u0647\u0648\u0644\u0629\u060c \u0648\u0627\u062d\u0633\u0628 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641\u060c \u0648\u0627\u062a\u062e\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0642\u062a\u0631\u0627\u0636 \u0645\u0633\u0624\u0648\u0644\u0629.   \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-97e56f7 e-con-full e-flex e-con e-parent\" data-id=\"97e56f7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-f54b44b e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"f54b44b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_mobile&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0122b6c elementor-cta--skin-cover elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"0122b6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/nbfaeblob.blob.core.windows.net\/nbfaecontents\/2025\/03\/shutterstock_308784071-scaled.jpg);\" role=\"img\" aria-label=\"Young,Man,Working,With,Laptop,At,Home,Browsing,Bills,And\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item elementor-animated-item--grow\">\n\t\t\t\t\t\t<br>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d05cf04 e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"d05cf04\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_mobile&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c05e57 elementor-widget elementor-widget-heading\" data-id=\"6c05e57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0641\u0639\u0644\u064a (APR) \u0648\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u062b\u0627\u0628\u062a\u061f<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76cc859 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"76cc859\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u0639\u0646\u062f \u0627\u0644\u062a\u0641\u0643\u064a\u0631 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636\u060c \u0645\u0646 \u0627\u0644\u0645\u0647\u0645 \u0641\u0647\u0645 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0641\u0639\u0644\u064a (APR) \u0648\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u062b\u0627\u0628\u062a.<\/p><p>\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0641\u0639\u0644\u064a (APR): \u064a\u062a\u0645 \u062a\u0637\u0628\u064a\u0642\u0647 \u0639\u0644\u0649 \u0627\u0644\u0631\u0635\u064a\u062f \u0627\u0644\u0645\u062a\u0646\u0627\u0642\u0635 \u0644\u0644\u0642\u0631\u0636 \u0639\u0644\u0649 \u0645\u062f\u0627\u0631 \u0641\u062a\u0631\u0629 \u0627\u0644\u0633\u062f\u0627\u062f\u060c \u0645\u0645\u0627 \u064a\u0639\u0646\u064a \u0623\u0646\u0643 \u062a\u062f\u0641\u0639 \u0641\u0627\u0626\u062f\u0629 \u0641\u0642\u0637 \u0639\u0644\u0649 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u060c \u0648\u0627\u0644\u0630\u064a \u064a\u062a\u0646\u0627\u0642\u0635 \u0645\u0639 \u0645\u0631\u0648\u0631 \u0627\u0644\u0648\u0642\u062a.<\/p><p>\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u062b\u0627\u0628\u062a: \u064a\u062a\u0645 \u062a\u0637\u0628\u064a\u0642\u0647 \u0639\u0644\u0649 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0623\u0635\u0644\u064a \u0644\u0644\u0642\u0631\u0636 \u0637\u0648\u0627\u0644 \u0641\u062a\u0631\u0629 \u0627\u0644\u0633\u062f\u0627\u062f\u060c \u0645\u0645\u0627 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0625\u062c\u0645\u0627\u0644\u064a \u0641\u0627\u0626\u062f\u0629 \u0623\u0639\u0644\u0649. \u062d\u062a\u0649 \u0644\u0648 \u0628\u062f\u0627 \u0627\u0644\u0645\u0639\u062f\u0644 \u0627\u0644\u062b\u0627\u0628\u062a \u0623\u0642\u0644\u060c \u0641\u0642\u062f \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0623\u0642\u0633\u0627\u0637 \u0634\u0647\u0631\u064a\u0629 \u0623\u0639\u0644\u0649 \u0645\u0642\u0627\u0631\u0646\u0629\u064b \u0628\u0645\u0639\u062f\u0644 APR \u0628\u0646\u0641\u0633 \u0627\u0644\u0646\u0633\u0628\u0629. <\/p><p>\u0627\u062a\u062e\u0630 \u0642\u0631\u0627\u0631\u064b\u0627 \u0645\u0633\u062a\u0646\u064a\u0631\u064b\u0627! \u0627\u0633\u062a\u062e\u062f\u0645 \u0623\u062f\u0627\u0629 \u0628\u0646\u0643 \u0627\u0644\u0641\u062c\u064a\u0631\u0629 \u0627\u0644\u0648\u0637\u0646\u064a \u0627\u0644\u0633\u0631\u064a\u0639\u0629 \u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u0646\u0633\u0628\u062a\u064a\u0646 \u0648\u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0646\u0633\u0628 \u0644\u0643<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d694fa8 e-con-full e-flex e-con e-parent\" data-id=\"d694fa8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d07c127 e-con-full e-flex e-con e-child\" data-id=\"d07c127\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99c79a9 elementor-widget elementor-widget-html\" data-id=\"99c79a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script>\ndocument.addEventListener('DOMContentLoaded', function() {\n    document.getElementById('newLoanForm').addEventListener('submit', function(event) {\n        event.preventDefault();\n    \n        const loanAmount = parseFloat(document.getElementById('newLoanAmount').value);\n        const loanPeriod = parseInt(document.getElementById('newLoanPeriod').value);\n        const interestRate = parseFloat(document.getElementById('newInterestRate').value);\n        const resultMessage = document.getElementById('newResultMessage');\n        const resultsDiv = document.getElementById('newResults');\n        const monthlyRepaymentElement = document.getElementById('newMonthlyRepayment');\n        const effectiveInterestRateElement = document.getElementById('newEffectiveInterestRate');\n    \n        \/\/ Clear previous results\n        resultMessage.textContent = '';\n        resultsDiv.style.display = 'none';\n    \n        \/\/ Validate all fields\n        if (isNaN(loanAmount) || isNaN(loanPeriod) || isNaN(interestRate) || loanAmount <= 0 || loanPeriod <= 0 || interestRate <= 0) {\n            resultMessage.textContent = \"\u064a\u0631\u062c\u0649 \u0645\u0644\u0621 \u0627\u0644\u062a\u0641\u0627\u0635\u064a\u0644 \u0644\u0631\u0624\u064a\u0629 \u0627\u0644\u0646\u062a\u0627\u0626\u062c.\";\n            return;\n        }\n    \n        \/\/ Calculate monthly repayment using the new formula\n        const monthlyPayment = ((loanAmount * interestRate) \/ 12 \/ 100) * \n            ((Math.pow((1 + interestRate \/ 12 \/ 100), loanPeriod)) \/ \n            (Math.pow((1 + interestRate \/ 12 \/ 100), loanPeriod) - 1));\n        \n        monthlyRepaymentElement.textContent = `\u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a: \u062f.\u0625 ${Math.round(monthlyPayment).toFixed(2)}`;\n    \n        \/\/ Calculate effective interest rate using the new formula\n        const eInterestRate = ((monthlyPayment * loanPeriod) - loanAmount) \/ loanAmount \/ loanPeriod * 12 * 100;\n        \n        \/\/ Format effective interest rate to two decimal points\n        effectiveInterestRateElement.textContent = `\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0641\u0639\u0644\u064a: ${(eInterestRate).toFixed(2)}%`;\n    \n        \/\/ Show results\n        resultsDiv.style.display = 'block';\n    });\n});\n<\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-610aea5 elementor-widget elementor-widget-html\" data-id=\"610aea5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"new-loan-calculator\">\r\n        <h2>\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a \u0645\u0642\u0627\u0628\u0644 \u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u062b\u0627\u0628\u062a\r\n<\/h2>\r\n        <form id=\"newLoanForm\">\r\n            <div class=\"form-section\">\r\n                <label for=\"newLoanAmount\">\u0645\u0628\u0644\u063a \u0627\u0644\u0642\u0631\u0636 (\u062f\u0631\u0647\u0645 \u0625\u0645\u0627\u0631\u0627\u062a\u064a)<\/label>\r\n                <input type=\"number\" id=\"newLoanAmount\" required>\r\n            <\/div>\r\n            <div class=\"form-section\">\r\n                <label for=\"newLoanPeriod\">\u0641\u062a\u0631\u0629 \u0627\u0644\u0642\u0631\u0636 (\u0623\u0634\u0647\u0631)<\/label>\r\n                <input type=\"number\" id=\"newLoanPeriod\" required>\r\n            <\/div>\r\n            <div class=\"form-section\">\r\n                <label for=\"newInterestRate\">\u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 (\u066a)<\/label>\r\n                <input type=\"number\" id=\"newInterestRate\" required>\r\n            <\/div>\r\n            <button type=\"submit\">\u0627\u062d\u0633\u0628<\/button>\r\n        <\/form>\r\n        <div id=\"newResultMessage\" class=\"message\"><\/div>\r\n        <div id=\"newResults\" class=\"results-section\" style=\"display: none;\">\r\n            <h3>\u0646\u062a\u0627\u0626\u062c:<\/h3>\r\n            <p id=\"newMonthlyRepayment\"><\/p>\r\n            <p id=\"newEffectiveInterestRate\"><\/p>\r\n        <\/div>\r\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db57cff e-con-full e-flex e-con e-child\" data-id=\"db57cff\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b16016 elementor-widget elementor-widget-html\" data-id=\"2b16016\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script>\r\ndocument.addEventListener('DOMContentLoaded', function() {\r\n    document.getElementById('loanForm').addEventListener('submit', function(event) {\r\n        event.preventDefault();\r\n    \r\n        const loanAmount = parseFloat(document.getElementById('loanAmount').value);\r\n        const loanPeriod = parseInt(document.getElementById('loanPeriod').value);\r\n        const flatInterestRate = parseFloat(document.getElementById('flatInterestRate').value);\r\n        const resultMessage = document.getElementById('resultMessage');\r\n        const resultsDiv = document.getElementById('results');\r\n        const monthlyRepaymentElement = document.getElementById('monthlyRepayment');\r\n        const effectiveInterestRateElement = document.getElementById('effectiveInterestRate');\r\n    \r\n        \/\/ Clear previous results\r\n        resultMessage.textContent = '';\r\n        resultsDiv.style.display = 'none';\r\n    \r\n        \/\/ Validate all fields\r\n        if (isNaN(loanAmount) || isNaN(loanPeriod) || isNaN(flatInterestRate) || loanAmount <= 0 || loanPeriod <= 0 || flatInterestRate <= 0) {\r\n            resultMessage.textContent = \"\u064a\u0631\u062c\u0649 \u0645\u0644\u0621 \u0627\u0644\u062a\u0641\u0627\u0635\u064a\u0644 \u0644\u0631\u0624\u064a\u0629 \u0627\u0644\u0646\u062a\u0627\u0626\u062c.\";\r\n            return;\r\n        }\r\n    \r\n        \/\/ Calculate monthly repayment using the provided formula\r\n        const monthlyRepayment = Math.round((loanAmount * flatInterestRate \/ 100 \/ 12) + (loanAmount \/ loanPeriod));\r\n        monthlyRepaymentElement.textContent = `\u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a: \u062f.\u0625 ${monthlyRepayment.toFixed(2)}`;\r\n    \r\n        \/\/ Calculate effective interest rate using the provided formula\r\n        const q = Math.log(1 + (1 \/ loanPeriod)) \/ Math.log(2);\r\n        const eInterestRate = (Math.pow((Math.pow((1 + (monthlyRepayment \/ loanAmount)), (1 \/ q)) - 1), q) - 1) * 1200;\r\n        \r\n        \/\/ Format effective interest rate to whole number\r\n        effectiveInterestRateElement.textContent = `\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0641\u0639\u0644\u064a: ${eInterestRate.toFixed(1)}%`;\r\n    \r\n        \/\/ Show results\r\n        resultsDiv.style.display = 'block';\r\n    });\r\n});\r\n\r\n    <\/script>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61e82f2 elementor-widget elementor-widget-html\" data-id=\"61e82f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"loan-calculator\">\r\n        <h2>\u0627\u0644\u0645\u0639\u062f\u0644 \u0627\u0644\u062b\u0627\u0628\u062a \u0644\u0644\u0641\u0627\u0626\u062f\u0629 \u0645\u0642\u0627\u0628\u0644 \u0645\u0639\u062f\u0644 \u0627\u0644\u0646\u0633\u0628\u0629 \u0627\u0644\u0633\u0646\u0648\u064a<\/h2>\r\n        <form id=\"loanForm\">\r\n            <div class=\"form-group\">\r\n                <label for=\"loanAmount\">\u0645\u0628\u0644\u063a \u0627\u0644\u0642\u0631\u0636 (\u062f\u0631\u0647\u0645 \u0625\u0645\u0627\u0631\u0627\u062a\u064a)<\/label>\r\n                <input type=\"number\" id=\"loanAmount\" required>\r\n            <\/div>\r\n            <div class=\"form-group\">\r\n                <label for=\"loanPeriod\">\u0641\u062a\u0631\u0629 \u0627\u0644\u0642\u0631\u0636 (\u0623\u0634\u0647\u0631)<\/label>\r\n                <input type=\"number\" id=\"loanPeriod\" required>\r\n            <\/div>\r\n            <div class=\"form-group\">\r\n                <label for=\"flatInterestRate\">\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u062b\u0627\u0628\u062a (%)<\/label>\r\n                <input type=\"number\" id=\"flatInterestRate\" required>\r\n            <\/div>\r\n            <button type=\"submit\">\u0627\u062d\u0633\u0628<\/button>\r\n        <\/form>\r\n        <div id=\"resultMessage\" class=\"result-message\"><\/div>\r\n        <div id=\"results\" class=\"results\" style=\"display: none;\">\r\n            <h3>\u0646\u062a\u0627\u0626\u062c:<\/h3>\r\n            <p id=\"monthlyRepayment\"><\/p>\r\n            <p id=\"effectiveInterestRate\"><\/p>\r\n        <\/div>\r\n    <\/div>\r\n    \r\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u0627\u0641\u0647\u0645 \u062a\u0623\u062b\u064a\u0631 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0639\u0644\u0649 \u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0642\u0631\u0648\u0636 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062d\u0627\u0633\u0628\u0629 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629. \u0642\u0627\u0631\u0646 \u0628\u064a\u0646 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0628\u0633\u0647\u0648\u0644\u0629\u060c \u0648\u0627\u062d\u0633\u0628 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641\u060c \u0648\u0627\u062a\u062e\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0642\u062a\u0631\u0627\u0636 \u0645\u0633\u0624\u0648\u0644\u0629. \u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0641\u0639\u0644\u064a (APR) \u0648\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u062b\u0627\u0628\u062a\u061f \u0639\u0646\u062f \u0627\u0644\u062a\u0641\u0643\u064a\u0631 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636\u060c \u0645\u0646 \u0627\u0644\u0645\u0647\u0645 \u0641\u0647\u0645 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0641\u0639\u0644\u064a (APR) \u0648\u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u062b\u0627\u0628\u062a. \u0645\u0639\u062f\u0644 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0641\u0639\u0644\u064a [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-19593","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/nbf.ae\/ar\/wp-json\/wp\/v2\/pages\/19593","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nbf.ae\/ar\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nbf.ae\/ar\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nbf.ae\/ar\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/nbf.ae\/ar\/wp-json\/wp\/v2\/comments?post=19593"}],"version-history":[{"count":0,"href":"https:\/\/nbf.ae\/ar\/wp-json\/wp\/v2\/pages\/19593\/revisions"}],"wp:attachment":[{"href":"https:\/\/nbf.ae\/ar\/wp-json\/wp\/v2\/media?parent=19593"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}