Management Committees
Meet our Management Committees
The Management Committee at NBF plays a crucial role in driving the bank’s strategic direction, operational excellence and sustainable growth. Comprised of senior executives, the committee oversees key business functions, risk management and financial performance to ensure effective decision-making. It is responsible for implementing corporate strategies, enhancing customer service and optimising internal processes.
By fostering innovation and maintaining regulatory compliance, the committee ensures NBF remains resilient and competitive in a dynamic market. Through strong leadership and governance, the Management Committee supports NBF’s vision of delivering long-term value to customers, stakeholders and the wider economy.
Adnan Anwar
Brian Martin Mulholland
Daniel Lima
Abdulla Aleter
Sharif Mohd. Rafei
Chief Operations & Technology Officer
Mahendra Dhillon
The Management Risk Committee at NBF is responsible for identifying, assessing and mitigating risks to ensure the bank’s financial stability and regulatory compliance. Comprising senior executives, the committee oversees credit, operational, market and liquidity risks while aligning risk strategies with business objectives. It develops and implements risk management frameworks, monitors emerging threats and ensures proactive decision-making to safeguard the bank’s interests.
By fostering a strong risk culture, the committee enhances resilience, supports sustainable growth and maintains stakeholder confidence, ensuring NBF operates with integrity and prudence in a constantly evolving financial landscape.
Adnan Anwar
Daniel Lima
Ivor John Dorkin
The Asset and Liability Committee (ALCO) at NBF is responsible for managing the bank’s balance sheet, liquidity and market risks to ensure financial stability and profitability. Comprised of senior executives, the committee oversees interest rate risk, funding strategies and capital allocation while ensuring regulatory compliance.
ALCO monitors market trends, economic conditions and liquidity requirements to optimise financial performance and mitigate potential risks. By maintaining a proactive approach to asset and liability management, the committee strengthens NBF’s resilience, supports sustainable growth and enhances the bank’s ability to navigate dynamic financial environments effectively.
Adnan Anwar
Daniel Lima
Sharif Mohd. Rafei
Ivor John Dorkin
The Central Credit Committee at NBF plays a key role in managing credit risk and ensuring responsible lending. Comprised of senior executives, the committee reviews and approves credit proposals, ensuring alignment with the bank’s risk policies and regulatory standards. It evaluates borrower creditworthiness, monitors loan portfolio performance and implements risk mitigation strategies to maintain financial stability.
By upholding strong credit governance, the committee supports sustainable growth while safeguarding NBF’s assets. Through prudent decision-making, the Central Credit Committee reinforces the bank’s commitment to sound credit management and risk control.
Ivor John Dorkin
Daniel Lima
Senior Manager/Executive
Credit
Segment Head
Business
The Compliance Committee at NBF is dedicated to ensuring adherence to regulatory requirements, ethical standards and internal policies. Comprising senior executives, the committee oversees compliance risk management, anti-money laundering measures and regulatory reporting to maintain transparency and integrity. It proactively monitors evolving legal and regulatory frameworks, ensuring the bank operates within industry best practices.
By fostering a culture of compliance and accountability, the committee helps safeguard NBF against financial and reputational risks, reinforcing its commitment to ethical banking, corporate governance and long-term stakeholder confidence in a dynamic regulatory environment.
Daniel Lima
Head of Compliance
Sharif Mohd. Rafei
The Product Committee at NBF is responsible for overseeing the development, approval and management of the bank’s products and services. Comprising senior executives, the committee ensures that all offerings align with customer needs, regulatory requirements and market trends. It assesses product viability, risk factors and compliance to maintain quality and innovation.
By continuously reviewing and enhancing products, the committee supports NBF’s commitment to delivering competitive and customer-centric banking solutions. Through strategic oversight, it ensures that NBF’s offerings remain relevant, secure and aligned with the bank’s long- term growth objectives.
Chief Risk Officer
Chief Operations & Technology Officer
Chief Financial Officer
Head of Wholesale Banking
Head of Business Banking
Head of Retail Banking
Head of Treasury
Head of Credit
Head of Legal
The Operational Risk Committee at NBF is responsible for identifying, assessing and mitigating operational risks across the bank. Comprising senior executives, the committee oversees risk management frameworks, internal controls and regulatory compliance to safeguard the bank’s operations. It proactively monitors potential threats, including fraud, cyber risks and business continuity challenges, ensuring resilience and efficiency.
By fostering a strong risk-aware culture, the committee enhances NBF’s ability to manage operational challenges while maintaining service excellence. Through continuous assessment and improvement, it supports the bank’s long-term stability, regulatory adherence and commitment to safeguarding customer and stakeholder interests.
Head of Enterprise and Operational Risk
Head of Service Delivery
Wholesale Banking Group
Retail Banking
Risk Management
Trade Services
Information Systems & Technology
Information Security
Finance
Compliance
Property & Services - Shared Services
Reconciliations
Treasury
Other committees at NBF play a vital role in supporting the bank’s governance, risk management and strategic initiatives. Comprising senior executives, these committees oversee specialised areas such as technology, sustainability and corporate governance to ensure alignment with business objectives and regulatory standards. They provide expert guidance on key operational and financial matters, enhancing decision-making and organisational efficiency.
By fostering innovation, compliance and risk mitigation, these committees contribute to the bank’s long-term growth and resilience. Their collaborative efforts ensure NBF remains adaptive, well-governed and committed to delivering excellence to customers and stakeholders.
