The safe, fast and convenient way to move money.
Aani is a seamless digital payment solution designed to make transactions faster, easier and more secure. With Aani, you can send, receive, and request money instantly using just a mobile number—no need for IBANs or complicated details.
Experience the future of instant payment solutions with Aani, a secure and convenient digital wallet in the UAE designed for seamless transactions.
Enjoy seamless payments anytime, anywhere.
Instant Payments
Send money 24/7, 365 days a year.
Safe Money Transfers
Powered by the Central Bank of the UAE.
Completely Free
Absolutely no charges for transfers!

Key Features
- Real-time transfers using mobile numbers and email addresses
- 24/7 availability for seamless payments anytime, day or night
- No fees on transactions with no hidden charges
Benefit from:
- Secure transactions backed by Al Etihad Payments and the UAE Central Bank
- A user-friendly interface for easy navigation and quick payments
- Bill splitting to share expenses effortlessly with friends or family
- QR code payments for fast and contactless transactions
- A request money feature to send payment requests instantly
Latest Offers and Promotions

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Employee Banking Program
Exclusive banking packages tailored specifically for the valued members of your organization.

FNP Offer
From flowers to cakes, hampers to branded gifts, there’s something for every occasion.

Smile Brighter with Exclusive Offers from NOA Dental Clinic
Enjoy brighter smiles and better savings with exclusive dental deals.

Employee Banking Program
Exclusive banking packages tailored specifically for the valued members of your organization.

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Relevant Links
How to Register for Aani
Enjoy seamless instant payments with Aani by following these simple steps to register through NBF Direct Online Banking and the Aani App.
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Step 1: Register via NBF Direct Online Banking
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- Log in to NBF Direct Online Banking.
- Go to Service Requests > New Service Request > Aani Register.
- Select the account you want to link to Aani.
- Accept the Terms & Conditions, then click Review & Submit.
- Review and confirm your registration request.
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Step 2: Activate Aani on the Mobile App
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- Download the Aani App from the App Store (iOS) or Play Store (Android).
- Enter your mobile number and verify it using the SMS code sent to you.
- Select National Bank of Fujairah as your account provider.
- You will be redirected to the NBF Direct App for authorisation.
- (If not properly redirected, ensure you have the latest version of the NBF Direct App.)
- Confirm the authorisation request—Congratulations, you’re now registered for Aani!
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Step 3: Start Using Aani
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- Access the full range of Aani features to make your payments faster and easier:
- Pay with QR Code – Scan and pay instantly.
- Send Money – Transfer funds securely using a mobile number.
- Request Money – Ask contacts to send you money with one tap.
- Split Bill – Share expenses effortlessly with family and friends.
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Start experiencing instant, secure, and cashless payments with Aani today!”
Video Tutorial
Discover the NBF Aani experience! Watch our how-to video for step-by-step guidance and tips.
Disclaimers
- Aani adheres to the highest security standards and is licensed by the Central Bank of the UAE.
- Always verify the sender’s request to pay before accepting it.
- Aani will be progressively rolled out by banks and licensed financial institutions to their customers.