Aani

Your instant payment solution in the UAE.

The safe, fast and convenient way to move money.

Aani is a seamless digital payment solution designed to make transactions faster, easier and more secure. With Aani, you can send, receive, and request money instantly using just a mobile numberβ€”no need for IBANs or complicated details.

Experience the future of instant payment solutions with Aani, a secure and convenient digital wallet in the UAE designed for seamless transactions.

Enjoy seamless payments anytime, anywhere.

Instant Payments

Send money 24/7, 365 days a year.

Safe Money Transfers

Powered by the Central Bank of the UAE.

Completely Free

Absolutely no charges for transfers!

Key Features

Benefit from:

Latest Offers and Promotions

Win Cashback with Your NBF Visa Platinum & Infinite Credit Cards

Win Cashback with Your NBF Visa Platinum & Infinite Credit Cards

Celebrate Eid Al Etihad with NBF

Open an NBF AlSamy account and earn AED 5,400 Joining Bonus!

Customer Referral Campaign

Refer a friend and you can receive up to 2,000 as a reward, or your referred friend can receive up to 3,000 as a welcome bonus.

Relevant Links

Enjoy seamless instant payments with Aani by following these simple steps to register through NBF Direct Online Banking and the Aani App.
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Step 1: Register via NBF Direct Online Banking
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  • Log in to NBF Direct Online Banking.
  • Go to Service Requests > New Service Request > Aani Register.
  • Select the account you want to link to Aani.
  • Accept the Terms & Conditions, then click Review & Submit.
  • Review and confirm your registration request.
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Step 2: Activate Aani on the Mobile App
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  • Download the Aani App from the App Store (iOS) or Play Store (Android).
  • Enter your mobile number and verify it using the SMS code sent to you.
  • Select National Bank of Fujairah as your account provider.
  • You will be redirected to the NBF Direct App for authorisation.
  • (If not properly redirected, ensure you have the latest version of the NBF Direct App.)
  • Confirm the authorisation requestβ€”Congratulations, you’re now registered for Aani!
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Step 3: Start Using Aani
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  • Access the full range of Aani features to make your payments faster and easier:
  • Pay with QR Code – Scan and pay instantly.
  • Send Money – Transfer funds securely using a mobile number.
  • Request Money – Ask contacts to send you money with one tap.
  • Split Bill – Share expenses effortlessly with family and friends.
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Start experiencing instant, secure, and cashless payments with Aani today!”

Discover the NBF Aani experience! Watch our how-to video for step-by-step guidance and tips.

  • Aani adheres to the highest security standards and is licensed by the Central Bank of the UAE.
  • Always verify the sender’s request to pay before accepting it.
  • Aani will be progressively rolled out by banks and licensed financial institutions to their customers.

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Key Facts Statement

Consumer Terms

Schedule of Charges